payByMobile is the safest way for your children to spend online and a great way to teach them budgetary discipline.

They input no financial data online, not even their mobile phone number.

NO Credit. We don’t offer credit facilities so they can only spend what’s in their wallet. They cannot text themselves into debt.

Savings Club

Top-up their wallet with their weekly pocket money, and when they have enough saved, they can unlock their wallet and shop online to get that Nintendo DS!